Insights
Insights
Can you put a price on your child’s education?
More parents than ever are seeking to send their children to independent schools, and at the same time fees continue to rise. Hampden & Co Banking Directors Clare Ansell and Stephen Buckland discuss how to plan for what can be a huge financial commitment.
Where are the banks when businesses need them?
The pandemic crisis has highlighted the increasing reluctance of high-street banks to support business owners in times of crisis. Mark Prentice explains why this is – and why many of these business owners are now seeking an alternative.
Had enough of algorithms?
The school exams fiasco north and south of the border has demonstrated the folly of placing too much faith in an algorithm. Paul Hayward explains why similar problems are rife in mainstream banking, and why Hampden & Co remains a champion of proper conversations and getting to know our clients properly.
We need to talk about property
The financial uncertainty caused by COVID-19 doesn’t sit well with the growing reliance on ‘tick-box’ mortgage applications. Matthew Dobson explores a rising demand among clients for personal, ongoing conversations with their bankers, mortgage brokers and other intermediaries.
Why we’re bucking the trend on bridging loans
60% of high net worth individuals are thinking about downsizing their properties. But frequently they find that getting a bridging loan is not as straightforward as they expect, constraining the time they want to find their perfect property. Graeme Morris explains how having a close relationship with clients, and treating everyone as an individual, can make this much simpler.