Insights
Insights
Retirement should not be a barrier to getting a mortgage
According to the most recent figures from the Office for National Statistics, retirees now account for 18% of the 65.6 million UK population – that’s nearly 12 million people, and the figure continues to rise.
Can you put a price on your child’s education?
More parents than ever are seeking to send their children to independent schools, and at the same time fees continue to rise. Hampden & Co Banking Directors Clare Ansell and Stephen Buckland discuss how to plan for what can be a huge financial commitment.
Where are the banks when businesses need them?
The pandemic crisis has highlighted the increasing reluctance of high-street banks to support business owners in times of crisis. Mark Prentice explains why this is – and why many of these business owners are now seeking an alternative.
Had enough of algorithms?
The school exams fiasco north and south of the border has demonstrated the folly of placing too much faith in an algorithm. Paul Hayward explains why similar problems are rife in mainstream banking, and why Hampden & Co remains a champion of proper conversations and getting to know our clients properly.
We need to talk about property
The financial uncertainty caused by COVID-19 doesn’t sit well with the growing reliance on ‘tick-box’ mortgage applications. Matthew Dobson explores a rising demand among clients for personal, ongoing conversations with their bankers, mortgage brokers and other intermediaries.