Important information about compensation arrangements.

Deposits held with Hampden & Co plc are covered by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. The FSCS is governed by specific rules on compensation which determines your eligibility. An information sheet and a list of exclusions from the Scheme will be provided to clients annually.

Most depositors are entitled to claim up to £85,000. This limit is applied to the total of any eligible deposits held with Hampden & Co plc and not to each separate account. For joint accounts, each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each. Any deposits held above the limit are unlikely to be covered.

For further information about the compensation provided by the FSCS (including the amounts covered and eligibility to claim) please contact your Private Banker or refer to the FSCS website at www.fscs.org.uk or call the FSCS on its Freephone number, 0800 678 1100, or on 020 7741 4100 or you can contact the Scheme at: Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London ED3A 7QU.

Please note only compensation related queries should be directed to the FSCS.