Retirement mortgages

Retirement mortgages

Later in life, many people have a need to manage their estate planning, particularly in relation to inheritance tax liabilities. Others may simply want to release a lump sum without disturbing other assets and investments. In both cases, the solution may be to raise funds against the value of your principal property.

Protect your valued assets

Hampden & Co works with specialist insurance provider Hiscox Private Clients who can offer you flexible cover, tailored to your specific requirements with a personalised service that complements our own. Please speak with your banker for more details.

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We'd love to hear from you

* To calculate the annual percentage rate of charge (APRC) and issue a European Standardised Information Sheet (ESIS), we will assume the loan will mature when the youngest borrower reaches 85 years of age, unless instructed otherwise. A Lifetime Mortgage may be more suitable. All borrowing is subject to status and is available to persons of 55 or over. Interest to be paid monthly via a servicing account at Hampden & Co.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.